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Finance & Banking


Finance & Banking IT Solutions and Software Services

As the market shifts, players must be prepared to meet the challenges brought on by new technologies and stricter government regulations if they are to remain competitive within the financial industry.  To beat the competition, financial institutions and service providers must harness new software solutions that provide superior customer services, enhanced user interactions and streamlined internal processes.

Our Financial Software Solutions Span the Entire Financial Spectrum Including:

Payment Processing Solutions
Chetu has an unparalleled expertise in implementing real-time systems with transactional security and encryption. We have developed payment processing gateways and created new financial tools used by many institutions. Some of our payment processing solutions include:

  • Credit Cards/Debit Cards/ACH/Electronic Check processing
  • Web based authentication, authorization and capture mechanisms, secure e-transactions and payment gateways
  • Check Truncation, Imaging, creation and Archival Retrieval - Check 21 Solutions
  • Electronic Bill Presentment/Payment (EBPP) - Consumer to Business Payments
  • Electronic Invoice Presentment/Payment (EIPP) - Business to Business Payments

PrePaid, & Stored Value/Loyalty & Rewards
Chetu works extensively with prepaid and loyalty card solutions. Our experience includes developing gateways and custom applications for core platforms like CRM, merchant facing card management portals, and loyalty portals. We work with:

  • E-Commerce Transaction Platforms
  • Administrative, Management, Processing, Distribution, Reporting Modules
  • Independent Service Organization Solutions
  • Mobile/PDA Application Development
  • Integration to Business Platforms

Mortgage and Banking Software Services
Chetu has an in-depth understanding of the various segments that make up the banking industry and has delivered innovative solutions to a diverse set of businesses. We work closely with customers to develop comprehensive solutions that address their business needs while ensuring compliance to stringent regulatory requirements. Some of our banking software services include:

  • Mobile and remote banking applications
  • Back-office integrations for Loan Approval and Processing Services
  • Integration and migration of legacy applications and infrastructure including web-enablement
  • Development, maintenance and support of online banking services
  • Our services address regulatory issues including; anti-money laundering, SOX, check 21 Dodd- Frank and consumer privacy compliance

Mobile Devices/Tablet Solutions
Chetu is one of the leading providers of custom mobile application development services. We have extensive experience in this domain and have developed mobile solutions for iPhone, BlackBerry, iPad, and Android Smart Phones. Our experience includes:

  • Developing mobile apps in NetBiscuits and Sensha Ext JS which allows easy build and deployment
  • Developing browser independent mobile solutions in Native applications that run directly on the PDA OS
  • Integration and migration of Legacy applications and infrastructure including web-enablement
  • Developing mobile apps in native language that run on mobile browsers

Additional Engagements

  • We worked with an inventor to implement a new payment processing system based on a patent pending business process
  • A prominent Bank in Southeastern US uses Chetu's consulting services for check processing

The Chetu solution draws on a remarkable range of skills and perspectives. We offer a multitude of custom services including; IT consulting, infrastructure support, custom platform development, application development and integrations/migrations for existing platforms. We do 'work for hire services'. If you do choose to hire us, you will own the source code and Intellectual Property of the work we do for you under our Agreements. There are no licensing or profit sharing fees for the software we create for you, regardless of the level of effort for the work done.

Although you will not see our name or label on products used in the Financial Services ecosystem, our development work powers the products and services used by hundreds of leading companies and thousands of their customers. Please contact us to discover how Chetu can help your company join the ranks of market leaders by getting products to market faster and more cost efficiently.

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